FAQs

  • What if I have poor credit?

    Since your eligibility is based on your vehicle’s value, you can get approved for a loan even with low or no credit. We do not require a perfect credit score. No matter what your financial history is, apply for a title loan today to get the cash you need to reach financial freedom.

  • What are the requirements?

    With title loans, your eligibility is based entirely on your vehicle’s value. Additional requirements include:

    • You must be at least 18 years old
    • You must make at least $1,500 per month
    • The vehicle must have insurance and registration
    • The vehicle’s title must be lien-free
  • How fast can I get the money?

    When you apply for an auto title loan, you will get preapproved for a loan amount in just 15 minutes. Then our loan officers will work with you to get the cash you need in as little as 24 hours. To speed this process up, we recommend that you have all of the required documents before applying.

  • How much can I borrow?

    The amount you can borrow through a title loan is determined based on the value of your vehicle. To determine this, our loan officers will assess the make, model, mileage, age, and condition of your car, truck, boat, motorcycle, or jetski. Our customers have access to up to $50,000 depending on how much their car is worth.

  • What is a car title loan?

    Car title loans are secured personal loans that use your vehicle to back the loan. In the case of a car title loan, customers borrow against the value of their vehicle. This allows your eligibility to rely on the value of your vehicle and not your personal financial history. Basically, you can get approved for a loan even if you have low or no credit as long as you own your vehicle.