Chesapeake, VA 23320

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Chesapeake, VA 23320

Address: Chesapeake, VA, 23320
Phone number: (757) 280-9511

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Highly Courteous!

Staff was highly courteous and very helpful. Willing to work with me and my situation and I greatly appreciate it. I highly recommend.

- Lonnie Aguirre
They Are Awesome!

They are awesome here. They are very nice and professional as well as charismatic. If you decide to go anywhere, I would go here if I were you. They will take care of you like a family friend!

- Houston Morga
Quick, Fast, Easy

The experience was quick and fast and easy. Their customer service and professional skills made the process a lot easier than I thought and was quick with no lag time. This made me refer them to my friends.

- Andrew Toney

Chesapeake Title Loans

Title loans are one of the easiest ways of getting the cash you need quickly and stress-free. Our lending solutions offer our customers control of their finances by providing the funding they need through a loan that is convenient for them in under 24 hours. Our loans are customized to be fast, affordable, and comfortable. Give us a call today or fill out our online application form to get preapproved for a loan amount within minutes.

What Is A Car Title Loan?

A car title loan is one of the fastest ways of getting cash by using your vehicle’s title as collateral. To get approved for a title loan, the lender will hold onto your title while you make payments. You can still drive your vehicle as normal. We approve all types of vehicles including cars, trucks, motorcycles, and RVs. The amount of your loan will depend on the market value of your vehicle and your ability to meet your loan payments on time.

How Is My Vehicle Valued?

We look at multiple factors when evaluating your vehicle to approve you for a loan amount. These factors include make, model, year, condition, mileage, and more. We usually approve any vehicle newer than 1999.

How Much Can I Borrow?

The amount of your title loan depends on the value of your vehicle. When approving customers, we look at their vehicle and financial needs to choose the right loan amount that gets sufficient funds through a loan that offers comfortable payments. As long as you own your vehicle, you have a high chance of being approved for a loan. Our title loans go up to $50,000 depending on the vehicle.

Customized For You

Our team of lenders will assess your lifestyle and budget to customize a loan that is as convenient for you as possible. They have decades of experience in assessing your individual financial needs and customizing loans around those needs. When you get approved for a title loan through us, you can be sure that you will get a loan that is tailored to you. This allows you to focus more on overcoming those short-term cash gaps and less on your loan.

How Do I Apply?

You can apply by either filling out our online application form or giving us a call. Our application and approval process only takes a few minutes and asks basic questions about you and your vehicle. You will be approved within 15 minutes and have the cash in your bank account in under 24 hours.

Does My Car Need To Be Paid Off?

We rarely approve vehicles that still have a lien attached to the title. If you are still making payments on your vehicle but are close to having it paid off, we might be able to make an exception. Give us a call to see if we can help you.

What If I Have Bad Credit?

We do not use your financial history as an approval factor. Instead, we look at your vehicle’s value and your current ability to meet your loan payments on time. A poor credit score does not affect your approval or your loan amount.

Apply Now

If you are in need of a fast car title loan, we are here to help. Auto title loans are one of the fastest ways of getting the cash you need to overcome those unexpected expenses. If you are a Chesapeake resident and you own your vehicle, you could get the cash you need in under 24 hours. Give us a call or fill out our online application form today to see how much you qualify for.

Frequently Asked Questions:

  • What is a car title loan?

    Car title loans are secured personal loans that use your vehicle to back the loan. In the case of a car title loan, customers borrow against the value of their vehicle. This allows your eligibility to rely on the value of your vehicle and not your personal financial history. Basically, you can get approved for a loan even if you have low or no credit as long as you own your vehicle.

  • How much can I borrow?

    The amount you can borrow through a title loan is determined based on the value of your vehicle. To determine this, our loan officers will assess the make, model, mileage, age, and condition of your car, truck, boat, motorcycle, or jetski. Our customers have access to up to $50,000 depending on how much their car is worth.

  • How fast can I get the money?

    When you apply for an auto title loan, you will get preapproved for a loan amount in just 15 minutes. Then our loan officers will work with you to get the cash you need in as little as 24 hours. To speed this process up, we recommend that you have all of the required documents before applying.

  • What are the requirements?

    With title loans, your eligibility is based entirely on your vehicle’s value. Additional requirements include:

    • You must be at least 18 years old
    • You must make at least $1,500 per month
    • The vehicle must have insurance and registration
    • The vehicle’s title must be lien-free
  • What if I have poor credit?

    Since your eligibility is based on your vehicle’s value, you can get approved for a loan even with low or no credit. We do not require a perfect credit score. No matter what your financial history is, apply for a title loan today to get the cash you need to reach financial freedom.

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