Fredericksburg, VA 22401

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Fredericksburg, VA 22401

Address: 325 Jefferson Davis Hwy, Fredericksburg, VA, 22401
Phone number: (540) 202-3479

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Highly Courteous!

Staff was highly courteous and very helpful. Willing to work with me and my situation and I greatly appreciate it. I highly recommend.

- Lonnie Aguirre
They Are Awesome!

They are awesome here. They are very nice and professional as well as charismatic. If you decide to go anywhere, I would go here if I were you. They will take care of you like a family friend!

- Houston Morga
Quick, Fast, Easy

The experience was quick and fast and easy. Their customer service and professional skills made the process a lot easier than I thought and was quick with no lag time. This made me refer them to my friends.

- Andrew Toney

Fredericksburg Title Loans

A title loan through Virginia Title Loans is the best financing option for Fredericksburg residents in need of fast cash. Our title loans are perfect for people facing unexpected financial obligations who might have a poor credit score. Our approval process is designed to be fast, simple, and completely stress-free so that you can worry more about taking back control of your finances and less about getting a loan.

Car title loans are secured by the value of your vehicle. Your approval and loan amount depends on the equity of your vehicle and your ability to meet loan payments on time. Find out how much you qualify for today when you apply online or give one of our lenders a call.

Most Frequently Asked Questions

If you have any questions or concerns regarding our services, please give us a call today. Our team of customer service representatives is on standby 24/7 so that you can get the help you need, no matter what time it is. We would love to help you secure the funding you need through a loan that is customized for maximum convenience.

What Are Car Title Loans?

A car title loan is a loan that uses your vehicle’s title as collateral. The amount of the loan is determined by the value of your vehicle, how much money you need, and your ability to repay the loan. Approvals do not rely on your credit score so you can get the financing you need no matter how poor your financial history is. In fact, our title loans are the perfect tool for building your credit. You can get approved without a credit score and you can build the credit score up through our low and convenient payments.

What Is A Lien-Free Title?

To get approved for a loan, your vehicle’s title must be lien-free. This means that you are the sole owner of the vehicle. If you are still making payments on the vehicle, the title is not lien-free. However, if you are close to having it paid off, we might be able to make an exception and approve you anyway. Give us a call to find out how much you qualify for.

How Much Money Can I Borrow?

The amount of your loan will depend on the value of your vehicle and your ability to meet your loan payments on time. We will assess basic information about your vehicle like its mileage, age, make, model, and condition. We tend to not lend to vehicles older than 1999 and have a maximum lending amount of $50,000. No matter what kind of vehicle you own, you can still qualify for a loan. We approve cars, trucks, motorcycles, RVs, and more.

How Fast Can I Get The Money?

Our application and approval process is industry-leading in speed. We have customized and updated this process multiple times over the years to make it as fast and simple for our customers as possible. When you apply, you will be preapproved for a loan amount within 15 minutes. Once approved, you will receive the funding you need in under 24 hours.

Are There Any Fees?

We never charge hidden, upfront, or prepayment penalty fees. We believe in completely transparent services which means you don’t have to worry about unexpected expenses coming from your loan. Our goal is to provide you with a loan that helps you take back control of your finances.

Contact Us Today

Fredericksburg, VA residents in need of fast cash through a title loan that is customized for convenience and comfort should give Virginia Title Loans a call today. We provide the best services for getting fast cash through a stress-free process. Start by filling out our online application form or by giving us a call today.

Frequently Asked Questions:

  • What is a car title loan?

    Car title loans are secured personal loans that use your vehicle to back the loan. In the case of a car title loan, customers borrow against the value of their vehicle. This allows your eligibility to rely on the value of your vehicle and not your personal financial history. Basically, you can get approved for a loan even if you have low or no credit as long as you own your vehicle.

  • How much can I borrow?

    The amount you can borrow through a title loan is determined based on the value of your vehicle. To determine this, our loan officers will assess the make, model, mileage, age, and condition of your car, truck, boat, motorcycle, or jetski. Our customers have access to up to $50,000 depending on how much their car is worth.

  • How fast can I get the money?

    When you apply for an auto title loan, you will get preapproved for a loan amount in just 15 minutes. Then our loan officers will work with you to get the cash you need in as little as 24 hours. To speed this process up, we recommend that you have all of the required documents before applying.

  • What are the requirements?

    With title loans, your eligibility is based entirely on your vehicle’s value. Additional requirements include:

    • You must be at least 18 years old
    • You must make at least $1,500 per month
    • The vehicle must have insurance and registration
    • The vehicle’s title must be lien-free
  • What if I have poor credit?

    Since your eligibility is based on your vehicle’s value, you can get approved for a loan even with low or no credit. We do not require a perfect credit score. No matter what your financial history is, apply for a title loan today to get the cash you need to reach financial freedom.

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