Lynchburg, VA 24501

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Lynchburg, VA 24501

Address: 2250 Murrell Rd, Lynchburg, VA, 24501
Phone number: (434) 204-4027
1
Car
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2
Your
Info
3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Highly Courteous!

Staff was highly courteous and very helpful. Willing to work with me and my situation and I greatly appreciate it. I highly recommend.

- Lonnie Aguirre
They Are Awesome!

They are awesome here. They are very nice and professional as well as charismatic. If you decide to go anywhere, I would go here if I were you. They will take care of you like a family friend!

- Houston Morga
Quick, Fast, Easy

The experience was quick and fast and easy. Their customer service and professional skills made the process a lot easier than I thought and was quick with no lag time. This made me refer them to my friends.

- Andrew Toney

Lynchburg Title Loans

If you are facing an unexpected financial obligation, don’t get caught off guard by the long and dreadful process of dealing with a traditional bank or credit union. These lenders will take days to approve you, will make you go through piles of paperwork, and could take weeks to finally deposit the funds into your account. Instead, choose Virginia Title Loans as your trusted lender. Our loan process is fast, simple, and stress-free so that you can take back control of your finances without having to worry about getting the right loan.

All of our loans are completely customized to fit your lifestyle and budget. This ensures funding with payment plans and loan terms that are as convenient and comfortable for you as possible. When you apply, you will be pre-approved within 15 minutes. Once approved, you will receive the money via a direct deposit into your checking or savings account in under 24 hours. Don’t waste your time at another lender, apply for a title loan through us today!

What Are Title Loans?

A title loan is a loan that uses your vehicle’s value as collateral. This is the perfect loan for those who need fast cash but also have a poor credit score. Instead of looking at your financial history, we look at your current ability to repay the loan as an indicator as to whether or not to approve you for a loan.

We offer title loans to any kind of vehicle including cars, trucks, motorcycles, RVs, and more. You will still be able to drive your vehicle while making loan payments as long as it has insurance. The only thing we hold onto is the vehicle’s title until the loan is paid in full.

Frequently Asked Questions

Our team of financial experts has been providing custom lending solutions to the Lynchburg area for years. This team offers 24/7 support to anyone in need of fast cash, no matter how bad their financial history is. If you have any questions, please don’t hesitate to give us a call. We would love to help you. Below are some of the most common questions that we are asked about title loans.

Is This All Online?

Yes, our title loan application and approval process is 100% online. This means you can apply, get approved, and receive the cash without ever having to leave your home. Just fill out our application form, get preapproved for a loan amount within 15 minutes, and our team will customize a loan for you and have the cash in your account in under 24 hours.

What If I Have Poor Credit?

It doesn’t matter if you have a terrible financial history. We do not look at your credit score as an indicator as to whether or not to approve you for a loan. Instead, we assess your current ability to repay the loan as well as your vehicle’s value. Our loans are actually the perfect tool for building your credit if you have a poor credit score. This will help increase your financing option in the future.

How Much Money Will I Get?

Lynchburg residents have access to up to $50,000 depending on the market value of their vehicle and their ability to repay the loan. To determine the value of your vehicle, our team looks at the make, model, condition, age, and mileage. We tend to not approve vehicles older than 1999 but there are always exceptions.

Give Us A Call

If you are in need of fast cash through a loan that is tailored to your individual wants and needs, give us a call today or fill out our online application form. When you apply, you will be approved for a loan amount within minutes and have the cash in your account in under 24 hours. Our loans are customized to offer affordable payments, low rates, and flexible terms. This allows you to take back control of your finances without stressing about your loan. Apply today!

Frequently Asked Questions:

  • What is a car title loan?

    Car title loans are secured personal loans that use your vehicle to back the loan. In the case of a car title loan, customers borrow against the value of their vehicle. This allows your eligibility to rely on the value of your vehicle and not your personal financial history. Basically, you can get approved for a loan even if you have low or no credit as long as you own your vehicle.

  • How much can I borrow?

    The amount you can borrow through a title loan is determined based on the value of your vehicle. To determine this, our loan officers will assess the make, model, mileage, age, and condition of your car, truck, boat, motorcycle, or jetski. Our customers have access to up to $50,000 depending on how much their car is worth.

  • How fast can I get the money?

    When you apply for an auto title loan, you will get preapproved for a loan amount in just 15 minutes. Then our loan officers will work with you to get the cash you need in as little as 24 hours. To speed this process up, we recommend that you have all of the required documents before applying.

  • What are the requirements?

    With title loans, your eligibility is based entirely on your vehicle’s value. Additional requirements include:

    • You must be at least 18 years old
    • You must make at least $1,500 per month
    • The vehicle must have insurance and registration
    • The vehicle’s title must be lien-free
  • What if I have poor credit?

    Since your eligibility is based on your vehicle’s value, you can get approved for a loan even with low or no credit. We do not require a perfect credit score. No matter what your financial history is, apply for a title loan today to get the cash you need to reach financial freedom.

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