Newport News, VA 23608

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Newport News, VA 23608

Address: Newport News, VA, 23608
Phone number: (757) 207-3965

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away

All information provided is secure and confidential. By submitting your information you agree to the terms of our Privacy Policy, Terms & Conditions, and E-Consent

How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Highly Courteous!

Staff was highly courteous and very helpful. Willing to work with me and my situation and I greatly appreciate it. I highly recommend.

- Lonnie Aguirre
They Are Awesome!

They are awesome here. They are very nice and professional as well as charismatic. If you decide to go anywhere, I would go here if I were you. They will take care of you like a family friend!

- Houston Morga
Quick, Fast, Easy

The experience was quick and fast and easy. Their customer service and professional skills made the process a lot easier than I thought and was quick with no lag time. This made me refer them to my friends.

- Andrew Toney

Newport News Title Loans

If you are in need of fast cash, you are in the right place. Virginia Title Loans can get you the funding you need through a custom loan that puts you first. Our team of expert lenders will assess your budget and lifestyle to tailor the loan to your specific needs. This ensures a loan that is as convenient and comfortable for you as possible. These loans come with custom payment plans, flexible loan terms, low interest rates, and affordable payments.

You can get approved for a title loan today, even if you have a poor credit score. Instead of using your financial history as an approval indicator, we look at your vehicle’s value and your current ability to meet your loan payments on time. We offer 24/7 customer service so please give us a call if you have any questions or concerns. We would love to help you.

Interest Rates That Impress

Our title loans offer much lower interest rates compared to other local Newport News competitors. If you get a car title loan through us, you will enjoy the comfort of having progressively lowering interest rates on your loan. This means that as you pay down the loan, the individual payments actually get cheaper. We also never charge prepay penalties or hidden fees.

In-Person Not Required

Our application and approval process is 100% online. This means you can get approved and receive the funding without ever having to leave the comfort of your home. This ensures a completely hassle-free and convenient process for all of our customers, no matter what time it is.

No Hidden Fees, Ever

Our goal is to ensure the highest level of convenience for all of our customers. This is why we offer payment plans that are tailored to your individual budget and lifestyle. We believe in complete transparency which is why we never charge processing fees, hidden fees, or prepayment penalties.

Improve Your Credit Score

If you have a poor credit score, do not worry. We will approve you for a title loan no matter how bad your financial history is. In fact, our title loans are the perfect tool for building your credit score. Due to it being so easy to get approved for and the payments being customized for convenience.

Common Title Loan Questions

Any Newport News resident who has a question or concern about title loans should give us a call right away. We offer 24/7 customer support so that you can get the answers you need no matter what time it is. Below are some of the most common questions that we are asked.

Do You Take My Car?

No, do not worry. We do not take your vehicle while you make your loan payments. Instead, we hold onto your vehicle’s title until the loan is paid in full. Once you make all the required loan payments, we will return the title back to you.

How Much Money Can I Get?

Residents of Newport News have access to up to $50,000 depending on the value of their vehicle and their ability to repay the loan. We assess your vehicle by looking at its mileage, age, condition, make, and model.

Are There Any Fees?

We want to make your loan as convenient as possible. This means that we never charge processing fees, hidden fees, or prepayment penalties. You can pay off the loan as quickly as you’d like without ever having to stress about being penalized.

Give Our Lenders A Call Today

Virginia Title Loans is the best lender for getting the cash you need quickly through a loan that is customized for maximum convenience. If you are in need of fast cash and don’t want to deal with the stressful process at a traditional lender, give us a call today or fill out our online application form.

Frequently Asked Questions:

  • What is a car title loan?

    Car title loans are secured personal loans that use your vehicle to back the loan. In the case of a car title loan, customers borrow against the value of their vehicle. This allows your eligibility to rely on the value of your vehicle and not your personal financial history. Basically, you can get approved for a loan even if you have low or no credit as long as you own your vehicle.

  • How much can I borrow?

    The amount you can borrow through a title loan is determined based on the value of your vehicle. To determine this, our loan officers will assess the make, model, mileage, age, and condition of your car, truck, boat, motorcycle, or jetski. Our customers have access to up to $50,000 depending on how much their car is worth.

  • How fast can I get the money?

    When you apply for an auto title loan, you will get preapproved for a loan amount in just 15 minutes. Then our loan officers will work with you to get the cash you need in as little as 24 hours. To speed this process up, we recommend that you have all of the required documents before applying.

  • What are the requirements?

    With title loans, your eligibility is based entirely on your vehicle’s value. Additional requirements include:

    • You must be at least 18 years old
    • You must make at least $1,500 per month
    • The vehicle must have insurance and registration
    • The vehicle’s title must be lien-free
  • What if I have poor credit?

    Since your eligibility is based on your vehicle’s value, you can get approved for a loan even with low or no credit. We do not require a perfect credit score. No matter what your financial history is, apply for a title loan today to get the cash you need to reach financial freedom.

Get a Free Estimate