Portsmouth, VA 23701

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Portsmouth, VA 23701

Address: Portsmouth, VA, 23701
Phone number: (757) 280-9514

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Highly Courteous!

Staff was highly courteous and very helpful. Willing to work with me and my situation and I greatly appreciate it. I highly recommend.

- Lonnie Aguirre
They Are Awesome!

They are awesome here. They are very nice and professional as well as charismatic. If you decide to go anywhere, I would go here if I were you. They will take care of you like a family friend!

- Houston Morga
Quick, Fast, Easy

The experience was quick and fast and easy. Their customer service and professional skills made the process a lot easier than I thought and was quick with no lag time. This made me refer them to my friends.

- Andrew Toney

Portsmouth Title Loans

Title loans through Virginia Title Loans are the best financing option for Portsmouth residents in need of fast cash. Our title loans are the perfect solution for anyone facing an unexpected financial obligation who might also have poor credit. Our approval process is designed for speed and convenience so that you can get the funding you need fast and through a simple, stress-free process.

Car title loans are secured by the value of your vehicle. The amount of your loan is determined by your vehicle, how much you need, and your ability to meet loan payments on time. Find out how much you qualify for today when you fill out our online application form or give one of our expert lenders a call.

Common Questions

If you have questions about our title loans, please give us a call today. Our team of customer service representatives is on standby 24/7 in order to provide the best assistance no matter what time it is. We would love to help you secure the funding you need as quickly as possible and through a loan that makes the most sense for you in your current situation.

What Are Title Loans?

A title loan is a financial tool that uses your vehicle’s equity as collateral. In other words, instead of using your credit score as an approval factor, we use the value of your vehicle. This way, as long as your own the vehicle, you can get approved for a loan even if you don’t have a credit score. If you want to build your credit score, our loans are the perfect tool for doing just that. You can get approved no matter what your financial history is like and the convenient payments make it easy to pay off the loan, stress-free.

What Is A Lien-Free Title?

A title that is lien-free is a title without a loan attached to it. If you are still making payments on your vehicle, you do not have a lien-free title. Do not worry. If you are close to having the vehicle paid off, we might be able to make an exception and provide you a loan anyway.

How Much Can I Borrow?

The amount of your loan entirely depends on the value of your vehicle, how much money you need, and your ability to meet your loan payments on time. We assess basic information about your vehicles like make, model, mileage, age, and condition. We lend up to $50,000 and usually only to vehicles newer than $50,000.

How Fast Will I Receive The Money?

Our application and approval process is known for its speed and simplicity. When you apply, you will get preapproved for a loan amount within 15 minutes. Once approved, we will deposit the funds into your checking or savings account in under 24 hours. The money will go through as a direct deposit.

What About Fees?

We will never charge you upfront, hidden, or prepayment penalty fees for your loan. We believe in 100% transparency for all of our services which means you can be confident in knowing you will never get unexpected charges from us.

Apply For A Loan Today

Portsmouth residents in need of fast cash through a comfortable loan should give us a call today or fill out our online application form. This form only takes a few minutes to complete, asks basic questions about you and your vehicle, and secures the funding you need in under 24 hours. Find out how much you qualify for today!

Frequently Asked Questions:

  • What is a car title loan?

    Car title loans are secured personal loans that use your vehicle to back the loan. In the case of a car title loan, customers borrow against the value of their vehicle. This allows your eligibility to rely on the value of your vehicle and not your personal financial history. Basically, you can get approved for a loan even if you have low or no credit as long as you own your vehicle.

  • How much can I borrow?

    The amount you can borrow through a title loan is determined based on the value of your vehicle. To determine this, our loan officers will assess the make, model, mileage, age, and condition of your car, truck, boat, motorcycle, or jetski. Our customers have access to up to $50,000 depending on how much their car is worth.

  • How fast can I get the money?

    When you apply for an auto title loan, you will get preapproved for a loan amount in just 15 minutes. Then our loan officers will work with you to get the cash you need in as little as 24 hours. To speed this process up, we recommend that you have all of the required documents before applying.

  • What are the requirements?

    With title loans, your eligibility is based entirely on your vehicle’s value. Additional requirements include:

    • You must be at least 18 years old
    • You must make at least $1,500 per month
    • The vehicle must have insurance and registration
    • The vehicle’s title must be lien-free
  • What if I have poor credit?

    Since your eligibility is based on your vehicle’s value, you can get approved for a loan even with low or no credit. We do not require a perfect credit score. No matter what your financial history is, apply for a title loan today to get the cash you need to reach financial freedom.

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