Salem Title Loans
If you are facing an unexpected financial obligation, don’t get caught off guard by the long and dreadful process of dealing with a traditional bank or credit union. These lenders will take days to approve you, will make you go through piles of paperwork, and could take weeks to finally deposit the funds into your account. Instead, choose Virginia Title Loans as your trusted lender. Our loan process is fast, simple, and stress-free so that you can take back control of your finances without having to worry about getting the right loan.
All of our loans are completely customized to fit your lifestyle and budget. This ensures funding with payment plans and loan terms that are as convenient and comfortable for you as possible. When you apply, you will be pre-approved within 15 minutes. Once approved, you will receive the money via a direct deposit into your checking or savings account in under 24 hours. Don’t waste your time at another lender, apply for a title loan through us today!
What Are Title Loans?
A title loan is a loan that uses your vehicle’s value as collateral. This is the perfect loan for those who need fast cash but also have a poor credit score. Instead of looking at your financial history, we look at your current ability to repay the loan as an indicator as to whether or not to approve you for a loan.
We offer title loans to any kind of vehicle including cars, trucks, motorcycles, RVs, and more. You will still be able to drive your vehicle while making loan payments as long as it has insurance. The only thing we hold onto is the vehicle’s title until the loan is paid in full.
Frequently Asked Questions
Our team of financial experts has been providing custom lending solutions to the Salem area for years. This team offers 24/7 support to anyone in need of fast cash, no matter how bad their financial history is. If you have any questions, please don’t hesitate to give us a call. We would love to help you. Below are some of the most common questions that we are asked about title loans.
Is This All Online?
Yes, our title loan application and approval process is 100% online. This means you can apply, get approved, and receive the cash without ever having to leave your home. Just fill out our application form, get preapproved for a loan amount within 15 minutes, and our team will customize a loan for you and have the cash in your account in under 24 hours.
What If I Have Poor Credit?
It doesn’t matter if you have a terrible financial history. We do not look at your credit score as an indicator as to whether or not to approve you for a loan. Instead, we assess your current ability to repay the loan as well as your vehicle’s value. Our loans are actually the perfect tool for building your credit if you have a poor credit score. This will help increase your financing option in the future.
How Much Money Will I Get?
Salem residents have access to up to $50,000 depending on the market value of their vehicle and their ability to repay the loan. To determine the value of your vehicle, our team looks at the make, model, condition, age, and mileage. We tend to not approve vehicles older than 1999 but there are always exceptions.
Give Us A Call
If you are in need of fast cash through a loan that is tailored to your individual wants and needs, give us a call today or fill out our online application form. When you apply, you will be approved for a loan amount within minutes and have the cash in your account in under 24 hours. Our loans are customized to offer affordable payments, low rates, and flexible terms. This allows you to take back control of your finances without stressing about your loan. Apply today!